Two operating markets

Local commerce works differently everywhere.SpenVest is built that way.

One technology foundation for merchant operations, customer experience, rewards and commerce — configured into its own product in each market SpenVest operates in.

Choose a market

Somewhere else? See future markets

The architecture

One foundation. Different markets.

The same platform capabilities exist once and are shared. What changes between markets is which of them are switched on, how they are configured, and what the resulting product is called.

Shared technology foundation

Every capability below exists once, and is configured — or left inactive — per market.

  • Merchant operations

    Point of sale, catalogue, stock and staff — the systems a business runs its trading day on.

    AU · Live in AustraliaNP · Live in Nepal

  • Customer experiences

    Accounts, discovery and order history on the customer side of the same data.

    AU · Live in AustraliaNP · Live in Nepal

  • Rewards

    Stamps, credit, cashback and gift cards, issued by the merchant and recorded against the sale.

    AU · Live in AustraliaNP · Live in Nepal

  • Commerce

    Storefronts, ordering and fulfilment attached to the merchant's own catalogue.

    AU · Live in AustraliaNP · Live in Nepal

  • Marketplace & network

    Cross-merchant discovery, and partners who extend the network beyond the businesses on it.

    AU · Coming next in AustraliaNP · Rollout in Nepal

  • Integrations

    Connections to the systems a merchant already runs, so SpenVest is additive rather than a rip-out.

    AU · Live in AustraliaNP · Coming next in Nepal

  • Regional workflows

    Currency, language, tax, payment habits and the ordinary operating practice of the market.

    AU · Live in AustraliaNP · Live in Nepal

Status shown per market, not per product. A capability marked Coming next is not operating in that market today.

Operating markets

Two markets. Two products.

Each country site owns its own product story, pricing and sign-up. What follows is only enough to tell you which one you want.

LiveAUD

SpenVest Australia

One place for customer rewards for Australian local businesses.

Australian merchants keep the systems they already run — SpenVest connects the rewards programme they have, or runs one for them, and their customers see it all in a single app. Online selling is an optional add-on.

Explore SpenVest Australiaspenvest.com.au

Live now

  • Merchant operationsLite Cloud POS is available for lightweight selling; full retail and hospitality operations are coming soon.
  • Customer experiencesOne customer wallet carried across participating Australian merchants.
  • RewardsConnect an existing rewards programme, or run store credit, stamp cards, thresholds, offers and gift cards on SpenVest.
  • CommerceOptional add-on: online catalogue and checkout, click & collect and local delivery, settling to the merchant's own payment account.
  • IntegrationsWorks alongside an existing till — Square, Lightspeed, Shopify POS and Clover.
  • Regional workflowsAUD, Australian tax and trading practice, operated by an Australian entity.

Coming next — not operating today

  • Australian marketplace
Active rolloutNPR

SpenVest Nepal

A Nepal-specific commerce ecosystem for merchants, customers and network partners.

Nepali merchants run day-to-day trade on a Nepal workspace, customers discover them through one marketplace, and Network Partners extend the network without running a counter on it. Delivery and mobility are a build roadmap, not a launch claim.

Payments. Merchants record cash, card-terminal or external wallet payments manually. SpenVest does not currently initiate, hold or settle eSewa, Khalti, Fonepay or card funds.

Explore SpenVest Nepalnp.spenvest.com

Live now

  • Merchant operationsPOS, catalogue, inventory, staff roles and restaurant workflow in one Nepal workspace.
  • Customer experiencesOne customer account with marketplace discovery, orders and rewards.
  • RewardsMerchant-operated stamp cards, cashback offers and gift cards, with visible records.
  • CommerceStorefront browsing with pickup and merchant-managed delivery orders.
  • Marketplace & networkstaged rolloutOne Nepal marketplace, plus Network Partners who honour rewards and market the network.
  • Regional workflowsNPR, Nepal time, bilingual surfaces and local operating defaults.

Coming next — not operating today

  • Delivery operations — driver identity, dispatch and proof of delivery
  • Nepal ride platform
  • Verified customer accounts and customer-linked redemption
  • Network Partner subscription commission

Why regional

One brand. Local execution.

Cloning one product into another country is the fastest way to build something nobody there can use. These are the dimensions SpenVest deliberately lets diverge.

Currency

Pricing, ledgers and reporting are denominated in the market's own money.

AU — Australia
AUD. Prices, reporting and subscription billing in Australian dollars.
NP — Nepal
NPR. Prices, reporting and the merchant workspace in Nepali rupees.

Payments

SpenVest is not the merchant of record for a merchant's own sales, and does not universally receive or control customer payment funds.

AU — Australia
Subscription billing runs through SpenVest. Customer payments for the merchant's goods are the merchant's own arrangement.
NP — Nepal
Merchants record cash, card-terminal or wallet payments manually. SpenVest does not initiate, hold or settle those funds.

Commerce

Merchants sell in the shapes their market actually buys in.

AU — Australia
Optional Commerce add-on — online catalogue, checkout, click & collect and local delivery.
NP — Nepal
Counter, storefront browsing, pickup and merchant-managed delivery.

Customers

Discovery works differently where the network is a marketplace rather than a wallet.

AU — Australia
One wallet carried across participating merchants.
NP — Nepal
One Nepal marketplace, with guest ordering and no account required to browse.

Operations

A market's product includes who else is allowed to be part of it.

AU — Australia
SpenVest works alongside a merchant's existing till — Square, Lightspeed, Shopify POS and Clover.
NP — Nepal
Network Partners honour rewards and extend the network without running a counter on it.

Regulation

Regulated services launch on their own readiness, market by market — never on the brand's.

AU — Australia
Operated under Australian terms by an Australian entity.
NP — Nepal
Delivery and mobility are gated on their own operating, safety, identity and regulatory readiness.

The network

What connects to what.

The same four parties in every market — but not the same relationships. Each one below carries its own status, per market.

Businesses

Local merchants running customer rewards on SpenVest, on the systems they already use.

  • AU· Live
  • NP· Live

SpenVest platform

One technology foundation, configured per market. It records the sale, the reward and the order — it does not stand between a merchant and their customer's money.

Customers

People discovering those businesses, ordering from them, and carrying the rewards they earn.

  • AU· Live
  • NP· Live

Partners

Organisations that honour rewards and market the network without running a counter on it.

  • AU· Not offered
  • NP· Staged rollout

Integrations

The systems a merchant already runs — an existing till, kept in place.

  • AU· Live
  • NP· Not offered

Expansion

Where SpenVest operates.

A market opens when the local product and the operating model behind it are ready — not on a schedule. We don't publish launch dates.

Operating markets

Future markets

  • New ZealandOn the roadmap
  • United KingdomOn the roadmap
  • United StatesOn the roadmap

No launch sequence is committed for these. If you're somewhere else entirely, tell us where.

Global waitlist

Not in an operating market?

Tell us where you are and what you do. It goes into the decision about which market SpenVest builds for next — and it is the only thing on this page that isn't already running somewhere.

Which one describes you?

SpenVest Pty Ltd uses your name, email and country to decide where SpenVest builds next and to contact you about SpenVest in your market. No newsletter, no launch dates we can't keep. See our Privacy Policy.